Debt Cancellation - From the Frying Pan to the Fire? By Wayne Greenwald of Wayne Greenwald, P.C. posted in Debt Cancellation on Tuesday, May 9, 2017. New York State Creates New Consumer Debt Collection Rules By Wayne Greenwald of Wayne Greenwald, P.C. posted in Consumer Debtors on Monday, September 29, 2014. On September 16, 2014, New York courts announced rules banning collecting consumer debts which were: a.) not incurred; b.) previously paid; or c.) subject to statute of limitations defenses.